![]() Go read about the UNBANKED and UNDERBANKED populations. Not all people who don’t have accounts are struggling or hand-to-mouth people. Me: Serious? Trust me, that girl is not your problem, the problem is in your bank! (adding loudly) How many $6 fees does it take to cover a 2 billion lost-bet?įollowed by: “AND YOU WONDER WHY PEOPLE HATE BANKS!!!!”īy Sally Smith, Ap 10:02 March 20, 2013: Teller: Is there anything else I can do for you? Me: hmmm…thats interesting, because last week your boss, Jamie Dimond, lost $2 Billion dollars of bank money on a bad investment…and you demand $6 bucks from a high school kid? Its just a fee to offset bank losses from fraud… Me: Well, perhaps the bank should be more cautious in how they do business? Since she is obviously not committing a crime, can she come back in 30 days and get her $6 back–after all, it is HER MONEY!? Teller: Because fraud costs the bank so much, we have to collect a fee to offset the fraud. Me: Is she committing fraud? If not, then why are you charging her? Yo have her ID, and you can verify the customer wrote the check, so where’s the fraud? Besides, if she’s committing fraud, shouldn’t you call the cops? There’s so many fraudulent checks we have to charge a $6 fee to cover the cost. When the teller announced she was charging them a $6 fee (that’s 12%!), I spoke up immediately. They were there to cash a check for $50, a graduation gift. The teller next to me was assisting an obviously poor mom and teenage daughter. Went to make a deposit and pay loan payment at branch. Thank YOU for the opportunity to repeat my story here today. I made a point of thanking the branch manager for the free check cashing service, and promised to tell all my friends and family about my experiences with Chase. I went to a nearby store and grabbed a soda, then walked back into Chase (no more than 10 minutes later) and closed my account. with $100 from the cashed check, and left. I thought about this for a moment, and said sure! ![]() He then said that if I opened a Chase account, I could get my check cashed for free. I asked how it was possible for Walmart to cash a Chase check at less cost than Chase, the bank (and branch) from which the check originated? The manager actually told me he didn’t know and didn’t care, and that perhaps I should go to Walmart and ask them! I mentioned that Walmart would cash the check for only $3. I asked to speak to the branch manager to see if he would waive the policy. It’s my money, or at the very least, my employers money. They wanted to charge me $5 to cash that check. One day I took my paycheck into the branch from which the check was written. Here’s how one creative non-customer got one cashed for free. Chase charges non-customers $5 or more to cash a check drawn on Chase Ban in the branch.
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